In this project you will be asked to review the fact patterns and apply the information learned in class to complete the assignment.

A legal memorandum which follows IRAC method
In this project you will be asked to review the fact patterns and apply the information learned in class to complete the assignment. I have included resources to help guide you in the drafting of the assignment. You will be required to submit a legal memorandum which follows the IRAC method. In this method you are expected to identify the ISSUE presented to you, identify the RULE(s) that are applicable, APPLY the rule(s) to the case and provide your CONCLUSION. This is not a short answer assignment and it will require careful analysis. It will be three memorandums about the following: Semester Assignment #1 Tim and Lisa Parker have come to your law office and relate the following facts: While Tim and Lisa were still married, Lisa purchased insurance on their home from American Security Insurance Company. T he policy was issued on November 3, 201 0, listing the insured as Lisa L. Parker . Shortly t hereafter the Parker s entered into a separation agreement under which Lisa deeded her interest in the house to Tim . The Parker s were divorced on August 26, 2015 . On November 28, 2016 , the house was destroyed by fire. American Security refused to pay on the policy, claiming that Lisa had no insurable interest in the property at the time of the loss. The Parker s sued the insurer, contending that they were entitled to payment under the policy issued to Lisa . Their misfortune with insurance companies did not end the re, after a dditional discussion they also related: They also owned rental property in Lake Charles, Louisiana, that was damaged by a tree falling in to the building, shearing off a portion of the facade during Hurricane Sam in September 20 14 . By October 7, 20 14 , they notified their insurer, Lafayette Insurance Co., of the damages to this property. In September 20 16 , two years after the hurricane, the Parker s filed a lawsuit against the issuer for breach of the insurers duty of good faith and fair dealing in adjusting losses associated with the hurricane. The jury found in favor of the Parker s, concluding that the plaintiffs sustained losses in exces s of the amount paid under the defendants policy in the amount of $144,800.00. F urther, the jury concluded that the defendant: (1) failed to initiate a loss adjustment to the property within 30 days after notification of loss; (2) was arbitrary, capricious, or without probable cause in failing to pay an y claim due within 60 days after receipt of satisfactory proof of loss; (3) failed to make an o ffer to settle the property damage within 30 days of receipt of satisfactory proof of loss; and (4) misrepres ented pertinent facts or insurance policy provisions related to coverage at issue. From a judgmen t for the Parker s, Lafayette appealed. After the meeting the Parker s decide to retain your law firm to deal with these two issue. As a firm parale gal you have been assigned to the case to assist the assigned attorney who happens to be the senior partner of the firm. The senior partner would like you to provide a le gal memorandum . In the memorandum you are required to identify the issues, the rules, how those rules will likely be applied and your conclusion about how any legal action will play out. Remember you must base all of your positions on the law or facts and must cite accordingly. Assignment #2 Thomas Crowne is in your law office asking for legal help. He states he had over $300,000 in student loans that were used to finance his education at Mercer University where he obt ained an A.B., an M.B.A, and another unspecifie d graduate degree as well as a large number of courses toward his J.D. degree . He did not make payments on these student loans. In 1996, he was elected assessor for Putnam County, Tennessee, a position he held for two years and four months. He was then c on victed of the first -degree murder of state senator Tommy Burks. He exhausted all of his appeals and is c urrently serving a life sentence without the possibility of parole. The debtor ha s one dependent, a son born in August 1998. The circuit court for Putnam County, Tennessee, ordered Crowne to pay child support of $161.00 per month plus $7,254.20 in medical expenses. Crowne did not make any of the court -ordered child support payments and was in arrears by more than $23,515.00. Crowne asked to have his stude nt loans discharged on the basis of his hardship. You have been assigned as the paralegal to assist in this case. Ron Reache r is the attorney assigned and has asked you to res earch the facts of the case and provide a memorandum outlining the applicab le issues, the applicable rules, how the rules apply to th e facts and an opinion of the outcome of the case. He has also asked that you make sure to include: How Bankruptcy Is Declared, Administration of the Bankru ptcy Estate, Debtors Duties and Exemptions, Discharge in Bankruptcy, Reorganization Plans under Chapter 11, and Payment Plans under Chapter 13 . Remember you must base all of your positions on the law or facts and m ust cite accordingly. Assignment #3 Norman Fell is in your law office and relates the following information: He attended an auction at B & B Antiques, Auction & Realty, a business owned and operated by Ray Thompson , Deborah Thompson , Bo Thompson , and Laura Thompson (collectively ‘ the Thompson s’). Fell purchased five lamps that were identified at the auction as Tiffany lamps and one lamp shade that was also identified at the auction as a Tiffany product. Fell spent a total of $56,200 on the lamps. Fell contacted Font aine’s Auction Gallery in Pittsfield, Massachusetts, to inquire about selling th e lamps in an auction. Fontaine’s sent Dean Lowry, an expert in Tiff any products, to examine Fell ‘s lamps and Lowry determined that the lamps were not authentic Tiffany pro ducts but were, in fact, reproductions. Fell filed suit against the Thompson s and B & B for fraudulent suppression, fraudulent misrepresentation, and breach of warranty, breach of contract, negligence, and wantonness. B & B was dismissed from the case because it had not yet been properly formed as an LLC . The Thompson s claimed they thought the lamps were authentic and that their auction brochure contained the following: Conditions of Sale: 1. All property is sold AS IS WHERE IS, and we make NO guarantees , warranties or representations, expressed or implied, with respect to the property or the correctness of t he catalog or other description of authenticity of authorship, physical condition, size, quality, rarity, importance, provenance, exhibitions, litera ture or historical relevance of the property or otherwise. No statement anywhere, whether oral or written, shall be deemed such a guarantee, warranty or represe ntation. On a motion for summary judgment, the court found for the Thompson s, indicating that Fell trusted blindly and should not have done so. Fell asks you to help him appeal the decision . You have been assigned to the case along with attorney Mirand a Suarez. She has asked you to research the case and provide a memorandum. In the memorandum you ar e required to identify the issues, the rules, how those rules will likely be applied and your conclusion about how any legal action will play out. Remember you must base all of your positions on the law or facts and m ust cite accordingly.