discuss the reasons for having health insurance coverage.Are there individuals who choose not to be covered by health insurance and why?

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discuss the reasons for having health insurance coverage.Are there individuals who choose not to be covered by health insurance and why?

Please discuss the reasons for having health insurance coverage.Are there individuals who choose not to be covered by health insurance and why?
Why are there copays? Are they necessary? How are they determined?
Are different levels to health care insurance truly necessary?

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